Does this sound familiar: You work hard, but you never seem to have enough. You can’t get a handle on your expenses. Your credit cards are maxed out all the time.

And now you’re worried. Terrified.

You’re worried that you’ll have to work for the rest of your life… That there’s no cushy retirement waiting for you down the road… That you’ll never be able to live the life you deserve.

You’ve tried living frugally. And it worked for a while. You were able to pay off some debts. Maybe put away a little something in the bank.

But you were utterly miserable. You missed the little treats that make life more fun and enjoyable. And like a spending junkie, you went into a buying binge to dull the pain. All your good intentions went flying out the door, and you never looked back.

You’re running out of control, and you’re scared. Scared for yourself. Scared for your spouse. And especially scared for your kids.

Listen, there’s a way out of this money hell hole.

What you need is a simple plan that will help you achieve big results through small steps.

Read that again:

Achieve Big Results Through Small Steps.

You can’t make big changes all at once. Your mind and heart will eventually reject them and you’ll only feel like a failure.

Instead, take small steps. Easy ones you can barely feel.

But after some time, you look back and realize you’ve made a huge impact in your life.

“Common Cents: A Simple Guide to Saving, Making, And Managing Money” is a comprehensive program that will show you, step by step, how to:

  • Set up a realistic budget that you can live with and stick to
  • Cut your living expenses without living like a monk and without sacrificing the lifestyle you desire (and deserve!)
  • Save money for short term goals like vacations, renovations, and high-tech toys
  • Build wealth for long term goals like your children’s college tuition and your retirement
  • Refinance your mortgage, when it’s the best option for you (and when you absolutely need to avoid it!)
  • Get rid of debt once and for all, so you can start building up your financial assets
  • Improve your credit rating, even if you have debt
  • Protect yourself from identity thieves who can cripple your financial life
  • Make more money, even if you don’t switch jobs or get a raise

Here’s a Sneak Peek of
What You’re About To Learn:

Module 1: Creating an Effective Budget

Module 2: Staying Within Your Budget

Module 3: Reducing Expenses Without Affecting Your pfestyle

Module 4: Saving Money on a Day to Day Basis

Module 5: Short Term Savings

Module 6: Long Term Savings

Module 7: Using Your Credit Cards Wisely

Module 8: Getting Out of Debt

Module 9: Ways to Bring in Extra Cash

Module 10: Should You Refinance Your Mortgage?

Module 11: Checking Your Credit Report Regularly

Module 12: Why a High Credit Score is Important

Module 13: How to Raise Your Credit Score

Module 14: International Credit Systems

Module 15: Protecting Your Identity

Module 16: Summary

“Common Cents” is more than an eBook.

You’ll also get:

  • Complete 80+ Page 16-Module home study course
  • Money and mindset worksheets and companion guides to help you work through the critical areas of the course
  • Budget helpers, worksheets, and trackers to make budgeting FUN again!
  • Expert audio interviews so you can gain the insights and wisdom of others in the field.
  • Money saving checklists and cheat sheets, so you will have the essential lessons at your fingertips
  • My Secret Resource List of Helpful Money Sites, Tools, and Calculators

“Common Cents” includes all the tools you need to absorb and implement money growing ideas!

Imagine…

… paying all your bills on time

… being debt-free, at last!

… watching your savings and investments grow

… having enough money for that grand vacation… or your dream house

… knowing you’ll be comfortable and financially independent when you retire

… it’s all possible, when you take charge of your finances right now.

Common Cents: A Simple Guide to Saving,
Making, And Managing Money